Investors looking to assess potential growth and investment opportunities in IDBI Bank may find this comprehensive analysis of IDBI Bank’s projected share price targets for 2024, 2025, 2027, 2030, and 2040 insightful. Based on recent performance, the bank’s market position, and financial metrics, this forecast provides a detailed examination of IDBI Bank’s future share price potential.
- What Is IDBI Bank Limited?
- Fundamental Analysis of IDBI Bank Limited
- Financial Data Analysis
- Dividend History
- Today’s Price
- Historical Share Price Targets (2024 – 2040)
- Share Price Targets
- IDBI Bank Share Price Target 2024
- IDBI Bank Share Price Target 2025
- IDBI Bank Share Price Target 2027
- IDBI Bank Share Price Target 2030
- IDBI Bank Share Price Target 2040
- Peers
- Investor Types and Ratios
- Advantages and Disadvantages
- FAQ
- Conclusion
What Is IDBI Bank Limited?
IDBI Bank Limited, a commercial bank under the ownership of the Government of India and the Life Insurance Corporation (LIC), was established in 1964. Based in Mumbai, Maharashtra, IDBI Bank offers a wide range of services, including retail and corporate banking.
Fundamental Analysis of IDBI Bank Limited
| Company Name | Market Cap | P/B Ratio | Face Value | Book Value | 52-Week High | 52-Week Low | Dividend Yield |
| IDBI Bank Limited | ₹1,03,501.10 Crore | 2.26 | ₹10 | ₹42.08 | ₹108.01 | ₹59.17 | 1.60% |
Financial Data Analysis
| Metric | Value |
| PE Ratio | 17.01 |
| Return on Assets (ROA) | 1.65% |
| CASA Ratio | 50.45% |
| Return on Equity (ROE) | 14.36% |
| Capital Adequacy Ratio | 22.29% |
Dividend History
- 2024: ₹1.50 per share
- 2023: ₹1.00 per share
- 2015: ₹0.75 per share
- 2014: ₹0.275 per share
- 2013: ₹3.50 per share
Today’s Price
As of August 16, 2024, IDBI Bank’s share on NSE was priced at ₹94.25, showing a bullish trend within the Indian market.
Historical Share Price Targets (2024 – 2040)
The share price of IDBI Bank has seen substantial growth over the years, demonstrating both short- and long-term potential.
| Period | Growth Rate |
| Last 6 months | +3.10% |
| Last 1 year | +52.02% |
| Last 5 years | +278.51% |
| All-time maximum growth | +156.11% |
Share Price Targets
IDBI Bank Share Price Target 2024
IDBI Bank’s focus on various loans and services indicates a promising market potential for 2024.
| Target | Price |
| 1st Target | ₹78.63 |
| 2nd Target | ₹110.52 |
IDBI Bank Share Price Target 2025
For 2025, IDBI Bank’s performance is projected to continue upward with diversified loan options, supported by improving ROA and operating profits.
| Target | Price |
| 1st Target | ₹115.20 |
| 2nd Target | ₹150.63 |
IDBI Bank Share Price Target 2027
IDBI Bank’s growth trajectory continues with its focus on digital services such as mobile and internet banking, enhancing its reach.
| Target | Price |
| 1st Target | ₹185.23 |
| 2nd Target | ₹210.45 |
IDBI Bank Share Price Target 2030
By 2030, IDBI Bank’s investment in small savings schemes and increasing NIM make it a strong candidate for long-term gains.
| Target | Price |
| 1st Target | ₹280.52 |
| 2nd Target | ₹320.63 |
IDBI Bank Share Price Target 2040
Long-term projections for 2040 reflect IDBI Bank’s strong market presence, supported by robust institutional and retail investor interest.
| Target | Price |
| 1st Target | ₹645.41 |
| 2nd Target | ₹675.01 |
Peers
- Axis Bank: ₹360,862.29 Crore
- Bandhan Bank: ₹30,868.23 Crore
- City Union Bank: ₹12,198.52 Crore
- CSB Bank: ₹5,538.98 Crore
Investor Types and Ratios
IDBI Bank’s investor composition significantly impacts its stability and growth potential.
| Investor Type | Holding (%) |
| Promoters | 94.80% |
| Public | 4.60% |
| FII | 0.40% |
| DII | 0.20% |
Advantages and Disadvantages
Advantages:
- Strong NIM (3.95% over the last three years)
- Positive profit growth (60.65% over three years)
- Solid capital adequacy ratio (22.29%)
- High CASA ratio (50.45%)
Disadvantages:
- Moderate ROA (1.66%)
- High cost-to-income ratio (46.15%)
- Lower FII investment, indicating potential for improvement in global interest
FAQ
Also Read: Indian Bank Share Price Target 2024, 2025, 2026, 2027 and 2030
Conclusion
In summary, IDBI Bank shares present a long-term growth potential with strong fundamentals, suitable for investors seeking steady returns. However, given the inherent risks of the stock market, it is advisable to consult with financial experts before making investment decisions.
Disclaimer: This article is for educational purposes only and should not be considered financial advice. Always consult a certified financial advisor before investing.
